FinTeam Business Consulting
Industry · Real estate management

Run your portfolio on real numbers.

Property managers, short-term rental operators, multifamily owners, commercial portfolio holders, and real estate syndicators. We bring the financial discipline that turns property revenue into sustainable profitability.

Real estate is one of the few industries where the books, the property management software, and the cash all live in different places. We build the connective tissue.

Sample portfolio scorecard
Live
Operating profit margin
38.0%+11.3pp
Occupancy / utilization
94.2%
Revenue per unit
$48.4K
Cash reserves (months)
2.8×
Operating expense ratio
38%+2

Growth outpacing the financial infrastructure.

Most real estate operators we meet aren't dealing with a market problem. They're dealing with infrastructure that hasn't kept up with their growth. Revenue is climbing, properties are performing, and the books are running months behind.

×

Revenue is growing fast, but you have no working budget or cash forecast to manage it.

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A single operating account is commingling property income, owner draws, taxes, and expenses.

×

Property management software data and the general ledger don't talk to each other.

×

No monthly close discipline — you find out how the month went six weeks later.

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Multi-LLC or multi-property structures take weeks to consolidate into a single view.

×

You're refinancing or raising capital and the financials aren't lender-ready.

Financial leadership built for real estate.

Real estate finance is multi-layered: property-level, entity-level, portfolio-level. Here's where we focus.

Cash architecture & segregation

Profit First-style segregated buckets for operating cash, owner comp, taxes, profit, and reserves. Idle balances earning yield. Working capital monitored across seasonal peaks.

Software & GL integration

Reservation systems, property management software, and the general ledger working as one source of truth. Booking and rent revenue tied directly into the monthly close.

Property-level performance

P&Ls, NOI, and operating margins by property, unit, or asset. Roll-up to portfolio-level views that finally make sense to owners and lenders.

Multi-entity consolidation

Clean consolidation across LLCs, JVs, and management entities. Intercompany transactions, management fees, and equity contributions tracked correctly.

Lender & investor reporting

Financial packages that pass lender scrutiny, debt service coverage tracking, and investor-ready reporting built to your operating agreements.

Tax & depreciation strategy

Cost segregation, bonus depreciation, 1031 planning, and entity structure analysis — coordinated with your CPA but initiated by us.

The Growth Architecture.

For real estate operators where growth is outpacing infrastructure, we deploy a three-pillar architecture: structure the cash, build a reporting cadence, and create forward visibility — in that order.

Pillar 01

Profit Architecture

Profit First implementation

  • Segregated buckets: operating, owner comp, profit, tax, reserve
  • Owner distribution structuring with planned monthly draws
  • Working capital monitoring across seasonal peaks
  • Weekly cash visibility across all accounts
Pillar 02

Reporting Cadence

Building the monthly rhythm

  • Standardized month-end close process
  • Monthly fCFO reporting with budget-to-actuals variance
  • Property & reservation software revenue integrated into close
  • Proactive recommendations each month
Pillar 03

Forward Visibility

Budget + forecasting

  • Annual budget built ground-up
  • Seasonal cash flow forecasting
  • Property-level performance visibility
  • Forward revenue projections from booking data

It works.

Most recent example: a short-term rental management company with revenue tripling year-over-year, a single commingled operating account, and reservation software data that didn't talk to the books.

Short-term rental management · 2025–2026

Cash structured. Margins expanded. Growth in control.

We deployed the Growth Architecture in mid-2025. Within five months, the business had built a five-bucket Profit First structure from a single account, expanded operating margins by more than 11 points while continuing to grow revenue, and finally had a 2026 budget and reporting cadence to keep the growth in control.

Scale
~$800K TTM / single-member LLC
Engagement
Mid-2025–present
+11.3pp
Operating margin lift
26.7% → 38.0% TTM
2.08×
TTM operating profit
$145K → $302K
1.46×
TTM revenue growth
$546K → $796K
5-bucket
Profit First architecture
Built from a single account

Simpler finances. A stronger portfolio.

Start with a Drake Check. We'll show you exactly where your real estate finances are leaking margin, cash, or visibility — and what we'd do about it.

Schedule your Drake Check